One of the first steps to avoid out-of-pocket expenses for deer collisions is to check your insurance policy and make sure you have comprehensive coverage. This type of coverage pays for damage to your car caused by disasters other than collisions, such as fire, theft, vandalism, or contact with animals. Collision coverage, on the other hand, only pays for damage caused by a crash with another vehicle or an object. AAA recommends drivers opt-in for comprehensive coverage, especially in areas where deer are prevalent.
Be alert and cautious
Another way to prevent deer collisions is to be alert and cautious when driving, especially during dawn and dusk, when deer are most active. AAA advises drivers to follow these safety tips:
- Scan the road ahead and watch for any signs of deer movement.
- Slow down and use high beams when possible to see better in low-light conditions.
- Do not swerve if you see a deer in your path. This could cause you to lose control of your vehicle or hit another car.
- Brake firmly and stay in your lane if a collision is unavoidable.
- Honk your horn to scare away any deer that may be near your vehicle.
Report any incidents
If you do hit a deer or encounter a deer-related crash, AAA recommends that you follow these steps:
- Move your vehicle to a safe location, out of the roadway, if possible.
- Call the police and report the incident.
- Turn on your hazard lights and stay inside your vehicle until help arrives.
- Avoid touching or approaching the deer, as it may be injured and dangerous.
- Contact your insurance company as soon as possible and report any damage to your vehicle.
By following these tips, drivers can reduce the risk of deer collisions and save money on repairs. AAA also reminds drivers to always wear seat belts and drive sober, as these are the best ways to prevent injuries and fatalities on the road.